I'm not at Visa but I've talked to multiple people who've been through their process and I've recruited in fintech long enough to recognize a pattern. Sharing what I know about how the Visa recruiter phone screen actually goes, because candidates almost always under-prepare for this step.
The Visa recruiter screen is about 30-45 minutes and is more substantive than "just scheduling logistics." Here's what typically comes up:
Role-fit basics. Why Visa, why this role, why now. They want a coherent narrative. "I want stability" is fine but pair it with something specific about payments or the role itself.
Background walk-through. They'll walk your resume chronologically, especially any gaps or short stints. Have clean explanations ready. They're not trying to catch you, they just need to be able to defend your candidacy internally.
Compensation expectations. This almost always comes up early. In California, Visa is required to share or discuss ranges. Know what you want before the call. Don't lowball and don't be cagey.
Basic behavioral. One or two light STAR questions. Not the deep competency probes (those come in the onsite), but something like "what kind of environment do you work best in" or "tell me about a recent project you're proud of."
Logistics. Timeline, notice period, any relocation needs (Foster City roles sometimes ask), visa status if relevant.
The thing candidates miss: the recruiter screen is your chance to set expectations clearly. If you're talking to multiple companies, say so professionally. It speeds up the process. Visa is generally responsive once they like a candidate.
Don't sleepwalk through this step. It's a live filter before you ever talk to an engineer or hiring manager.