I just accepted an offer so let me share what I know before I forget to post.
I went through the Software Engineer Program (SEP) recruiting cycle, targeting NYC. Got an offer, compared it to a couple others, and here's what the JPMC new grad package looks like in 2026:
Software Engineer (new grad / junior, level SE I or equivalent): Base: $115k-$130k depending on location (NYC is top of that range, Plano and Columbus are lower) Annual bonus: typically 5-10% of base for the first year, also discretionary RSU: some offers include a modest RSU grant ($15k-$25k over 3 years), some junior offers don't include RSUs at all Sign-on: $10k-$15k was common in the batch I compared notes with
Total year-1 cash for NYC: roughly $125k-$145k all-in (base + sign-on prorated + expected bonus). RSUs on top if you got them.
How does this compare?
Honestly, lower than Google/Meta/Amazon for new grads. Those places are $160k-$185k+ base at the moment. If TC is your only metric, JPMC new grad is not the top pick. But a few things tipped it for me: Real mentorship. The SEP rotation program actually exists and they actually put you on real teams, not internal tooling in the corner. Structured performance cycles that are easier to understand than some startups where 'leveling is vibe-based.' The brand opens doors for the next job. Depressing but real.
The recruiting process itself: HireVue coding round, then a virtual technical interview (DSA, one medium Leetcode-level problem, one system design intro question, one behavioral). Timeline was about 6 weeks from application close to offer.
I had anxiety through the whole thing. It was still a good process. Ask me anything.