Just got and accepted an offer. Posting numbers since I couldn't find good recent data when I was negotiating.
Role: Senior Financial Analyst, Financial Planning & Analysis Location: Louisville KY (hybrid, ~2 days/week in office) YOE: 6 years corporate finance, CFA level II candidate
Offer: Base: $88,000 Annual bonus target: 10% (performance-based, not guaranteed) 401k match: up to 4.5% of salary after 6 months RSUs: none at this level Health benefits start day 1, which for a health insurer is... fine actually
I tried to negotiate base up to $95k and they came back at $91k. Felt like they had some flex but not a lot at this level. They were firm on the bonus structure.
For Louisville specifically this feels market-rate or slightly above. If you're coming from a higher COL market and anchoring to those numbers you'll be disappointed.
5 replies
numbers_only
useful data point. aligns with what I've seen on levels.fyi for FP&A at large insurers outside major metros. no RSUs at the senior analyst level tracks, they tend to start showing up at manager/director. the 401k match at 4.5% is actually decent, better than a lot of the legacy healthcare employers I've seen.
contractor_kai
day-1 benefits at a healthcare company is genuinely worth something. depends on your situation obviously but if you're coming off cobra or marketplace coverage that's real money. people undercount that in total comp.
finance_faye
100%. I was on marketplace paying $420/month, so switching to employer coverage starting day 1 was effectively a $5k/year raise that doesn't show up in the base comparison.
quietquit_quincy
honest question: how's the actual work? FP&A at a huge insurer sounds like a lot of reporting cycles and not much actual analysis. or am I being too cynical.
finance_faye
only 2 weeks in so I can't say much yet. but first impressions: there's a lot of reporting cadence, yes, but the scale means the numbers are genuinely interesting. will update in a few months if I remember to come back here.