collecting verified-ish data on affirm senior SWE comp. sharing what i know from recent offers and people i know who joined or interviewed this year. everything in 2026 dollars.
what i've seen for L5 (senior SWE), SF/Bay Area or remote: base: 185-215k equity: 80-130k/yr vested (4-year grant, 1-year cliff). RSUs. the range is wide because it depends on level placement and negotiation. bonus: 10-15% target. not guaranteed. variable on company performance. all-in: 280-360k for solid L5 candidates. higher end if you come in with competing offers.
for L6 (staff SWE): base: 220-250k equity: 140-200k/yr bonus: 15% target all-in: 380-470k range
important context: aff stock (AFRM) has been volatile. your equity value will swing with the share price. the RSU grants are priced at fair market at grant time, not award price, so model out different scenarios before comparing to cash-heavy offers.
negotiation: they have real bands and will sometimes move on equity more than base. a competing offer from stripe, plaid, or square-level fintechs tends to move them. pure FAANG offers are harder to use as leverage because the TC gap is too big and they know it.
benefits i heard about: generous parental leave, decent health coverage, RSU refreshes at 2 years if you perform well, remote-friendly.
if you have your own data point, drop it below.